Two independent industry groups begin working toward a common goal: promoting ethical, consumer-first debt relief practices.

Industry leaders establish a formal accreditation process to distinguish trustworthy and transparent debt relief providers.

Public awareness campaigns and policymaker engagement initiatives are launched to promote understanding of responsible debt relief.

The two leading organizations unite to form the Association for Consumer Debt Relief (ACDR), amplifying their shared mission.

ACDR unveils its new name, identity, and website — solidifying its role as the national voice for accredited debt relief companies.