Leading the Way in Responsible Debt Relief
The Association for Consumer Debt Relief (ACDR) is the leading national association of debt relief companies. The ACDR educates consumers and policymakers about debt relief and its benefits, holds debt relief companies to the highest standards, and protects and expands access to accredited debt relief services nationwide.
Who we are
The Trusted Voice of the Debt Relief Industry
The Association for Consumer Debt Relief (ACDR) represents the leading accredited debt relief companies in the United States. We work to ensure consumers have access to ethical, transparent, and effective debt relief solutions.
Debt Relief:
A Way Out Of Financial Distress
Consumers are drowning in unsecured debt. While it’s not for everyone, debt relief is a proven and effective option for consumers facing financial difficulties to reduce their debt and avoid bankruptcy. Our debt relief member companies are held to the highest standards in the industry and never charge a fee until the client accepts a negotiated settlement with one of their creditors and makes a payment towards that settlement.
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Debt Relief 101
Debt relief is a process regulated by the Federal Trade Commission (FTC). It offers a simple, step-by-step solution for consumers in financial hardship to resolve their unsecured debts.
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Resources
ACDR provides clear, trustworthy information on debt relief for consumers, policymakers, and industry professionals. From guides to industry reports, our resources are designed to educate, empower, and promote transparency.
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Membership & Member Benefits
By joining ACDR, you are investing in an organization committed to educating consumers and policymakers about debt relief and its benefits.
How we help
Advancing Ethical Debt Relief Through Education, Advocacy & Industry Standards
At ACDR, we are committed to ensuring that consumers have access to responsible, transparent, and effective debt relief services. Through education, advocacy, and accreditation, we work to protect consumers, uphold industry standards, and promote fair policies that expand access to accredited debt relief solutions.
Here’s how we make an impact:
Industry Standards & Accreditation
We set and enforce strict accreditation guidelines for debt relief companies, ensuring consumer protection and ethical practices.
Advocacy & Legislative Efforts
We work to shape fair policies that protect consumers and expand access to responsible debt relief solutions.
Resource Library & Research
We offer in-depth reports, educational guides, and industry research to keep consumers, policymakers, and professionals informed.
Myths vs. Facts
We help consumers separate misinformation from reality, ensuring they understand how debt relief works and its benefits.
Consumer & Policymaker Education
We provide trusted, fact-based resources to help individuals and decision-makers navigate the debt resolution process.
Become an ACDR Member
Join the Leading Voice for Ethical Debt Relief
By joining ACDR, you are investing in an organization committed to educating consumers and policymakers about debt relief and its benefits.
The Association for Consumer Debt Relief supports the companies responsible for helping millions of Americans reduce their debt in a way that’s right for them and move forward to a better financial future.
